Household Budget: 48 Fixed Expense Sheets and 48 Ledger Sheets to Manage Your Monthly Income and Expenses

Product Description

Can You Really Learn to Love Your Budget?Yes! The reason most budgets fail is that they're unrealistic. Budgets are like diets. Sure they work for a while, but they eventually fail because they don't reflect the reality of your life. When you go off-budget, you usually throw in the towel and binge.This unique Household Budget book gives you space not only for fixed expenses like rent and insurance, but you also have room to allow for reality - discretionary spending (like clothes and entertainment) and variable expenses (like utilities and memberships). And, because your spending is unique to you, there are no irrelevant pre-filled expenses. You design it yourself.Each month has a Fixed Expenses sheet on the left. This is where you record your expected earnings and list out your fixed costs. The 5-column Ledger Sheet is on the right. This is where you record your spending, and you set aside money for the discretionary and variable expenses. It's all explained on the book's first page with a sample sheet.This book is undated and provides enough room for two years of budgeting! A simple and effective budgeting technique for:newlywedscollege studentsnewly retiredyoung familiesFinally, get a handle on your budget. Scroll up and Add to Cart today!