A Guide to Your Child's Finances: From Baby to Young Adult, Step by Step (Parent 100 — Parent Guides)
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You don't have to leave wealth behind. You can give an advantage.It doesn't matter if your child is days old or about to turn 15 — there's always something concrete you can do today to give them a real financial advantage before they earn their first dollar.This guide isn't theory. It's what we've done ourselves, family by family, decision by decision: getting the Social Security number fast, opening the right account and letting compound interest work on its own for 18 years, building credit history before they need it, and protecting them from identity theft — all with real numbers up front, not vague promises.Inside you'll find:How much $10, $20, or $50 a week can grow from birth to age 18 — and what happens if that money stays invested until 30, or until 62.How to give them credit history before they get their first card.What to do, step by step, with their first job, first paycheck, first car, and first apartment.How FAFSA works and where to go for grants and loans.Official U.S. government sources cited in every chapter — not unsupported opinions.Written by Hector Castro and Gissela Ramirez, parents in Tampa, Florida — we're not financial advisors, we're two parents who decided, from day one, to give our kids an advantage. Read more
