Money Moves: Real Math for Life After High School — Business & Personal-Finance Case Studies for Teens (Grades 9–12)

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The math they'll actually use after graduation — and not a single algebra problem in sight.Most teens leave high school able to solve for x but unsure how to read a paycheck, set a price, or tell whether a "deal" is really a deal. Money Moves fixes that. It teaches the practical business and personal-finance math that prepares students for real life, built entirely around short, relatable case studies instead of abstract drills.Across 15 units, students follow three teens — Maya the entrepreneur, Theo the saver, and Jasmine the planner — and their mentor, Mr. Ruiz, as they face real money decisions and solve them with step-by-step math. No algebra. No advanced geometry. Just the everyday math behind smart money moves.WHAT STUDENTS LEARN:- Profit, revenue, and startup costs (Maya's lemonade stand)- Gross pay vs. net pay and reading a paycheck (Theo's first job)- Building a budget and telling needs from wants (Jasmine's plan)- Pricing a product, unit cost, and markup- Fixed vs. variable costs and break-even- Setting a savings goal and reaching it on time- Simple interest and the true cost of borrowing- Reading charts and finding averages- Calculating discounts, sales tax, and totals- Splitting costs and profit fairly in a partnership- How credit card interest really works- Scaling up a business and comparing valueINSIDE EVERY UNIT:- A short, real-world case study that sets up the math- "Money Talk with the Crew" — the cast works the problem out loud- Guided Math with worked examples and practice- A hands-on activity with write-in space- Light data and charts to read- Three difficulty levels for every classroom- An 8-question quiz (half applied, including a chart question)- A vocabulary review and crossword- A unit wrap-up self-assessmentTHE COURSE BUILDS TO A CAPSTONE: students design their own "money move" — a business, a savings goal, or a smart purchase — run all the numbers, and defend their decision with the math.Clean, printable, and classroom-ready, with no answer keys in the student edition (a separate Instructor Edition is available). A complete course for any teacher building real-world readiness — and any teen who wants to be smart with money before it matters most.Perfect for: financial literacy • CTE and career-readiness classes • math intervention and credit recovery • life-skills and transition courses • homeschool • after-school programs. Read more