PERSONAL FINANCE MADE SIMPLE: > GET OUT OF DEBT > SAVE > INVEST > AUTOMATE: The key is daily frugal habits, not a 10 step get rich scheme.

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The path to financial independence is not about a list of things you have to do to check the box but about a practical roadmap that allows you do what needs to be done to reach that goal. There is no such thing as one size fits all approach when it comes to personal finance but there are things that most people know what must be done to get out of debt but don’t do them, not because they are lazy or uneducated, but because changing those daily habits can be hard and most live for today, not tomorrow. This book is not about shaming you for being in debt but to give you some tools needed to develop daily habits that can help you navigate today’s world of personal finance. We can’t compare our current generation to past generations because quite frankly, they didn’t have the same personal finance problems we have today. Getting out of debt, saving, investing, and automating is a mindset that comes with natural smart money habits that you build over time. You don’t have to be making a 6 figure income to make this happen, you just have to change your habits, be frugal, and be intentional about getting started. Read more